We offer the most affordable checking account programs. Just look at the checking account choices and their features to see which account is right for you. Visa Check Cards are available members with share draft accounts.
Acadian FCU Funds Availability Policy Disclosure (PDF – new window/tab)
Regular Checking
Regular Share Draft Account requires
* Minimum initial deposit of $50.00
* $7.00 per month service fee
* Unlimited check writing
* No minimum balance required
* Free Homebanking
* Free E-Statements
* Visa ATM/Debit cards
Student Checking
This account is perfect for Students that are attending high school or college.
*Minimum initial deposit of $50.00
*Monthly service fee waived
*No minimum balance required
*Unlimited check writing
*Must have a copy of your most current student ID on file
*Free Homebanking
*Free E-statements
*Visa ATM/Debit cards
Direct Deposit Checking
Direct Deposit Share Draft Account are designed for ease and convenience.
*Minimum initial deposit of $50.00
*No minimum balance required
*Service fee waived as long as there is Direct Deposit (ACH) of payroll into the checking account
*Unlimited check writing
*Visa ATM/Debit cards
*Free Homebanking
*Free E-Statements
Senior Gala Club Checking
Senior Gala Club Share Draft Account are For members 62 years of age or older.
*No minimum balance required
*Minimum initial deposit of $50.00
*Monthly service fee waived
*Unlimited check writing
*Minimum fee on Legacy check orders
*Annual fee on Visa Credit Card waived
*2-Money orders per month at no charge
*1 Cashiers check per month at no charge
*Free Homebanking
*Free E-Statements
* Visa ATM/Debit cards
Small Business Checking
Small Business Checking
This checking account is great for smaller businesses or non-profit organizations that need to process a low number of checks and deposits.
- *Minimum initial deposit of $50.00
*$10.00 a month service fee
*Unlimited check writing - *No minimum balance required
- *Free Homebanking
*Free E-statements
*Visa ATM/Debit cards
E-Checking
Sign up for all three of our electronic services, Homebanking, E-Statements and Billpay and the $7.00 monthly service fee is waived.
*No minimum balance required
*Minimum initial deposit of $50.00
*Unlimited check writing
*Visa ATM/Debit card
*Monthly service fee waived
*Free Homebanking
*Free E-statements
*Free Billpay
Opportunity Checking
Our opportunity checking account is a “second chance”
checking account created for members who have had
credit or account issues in the past.
*No minimum balance required
*Minimum initial deposit of $50.00
*Unlimited check writing
*$12.00 a month service fee
*After a 6 month probation period, you can request to
change the account to a regular checking account.
*Visa ATM/Debit card
*Free Homebanking
*Free E-statements
